Ways To Be Richer Starting From NOW

Here are 12 strategies to become wealthier a year from today. You do not need to do all, but accomplishing only a couple could make a significant impact in your life per year from today.

Even more significant, the financial targets you attain this year may set the stage for even greater achievements next year.

1. Increase Your 401(k) Contribution

2. Start a Non-Retirement Payroll Savings Plan

3. Pick Three Expenses to Eliminate

4. New Shopping Strategy: Shop Without Your Credit Cards

5. Don’t Take on ANY New Debt

6. Make this the Year that You Finally Start that Debt Snowball

7. Refinance Your Credit Cards to Zero Interest Cards

8. Cut Your Living Expenses 10% Across the Board

9. Save 10% of Your Income Each Month

10. Sell or Donate Everything that You Have that You No Longer Use or Need

11. Raise the Deductibles on Your Insurance Policies

12. Go Vacation-less This Year – And Bank the Money Instead

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